Shirley Berger Whitenack wrote "Crowdfunding for Individuals with Special Needs" for SpecialCare," a program developed by Massachusetts Mutual Life Insurance Company. The SpecialCare^SM program, developed exclusively by Massachusetts Life Insurance Company (MassMutual), is an outreach initiative that provides access to information, specialists, and financial products and services that can help improve the quality of life for people with disabilities and other special needs and their families and caregivers.