Jeremy M. Garlock Partner
Jeremy M. Garlock began his career with the Firm over 13 years ago as a summer associate. He now handles all aspects of banking, transactional and corporate matters and has managed transactions in excess of several hundred million dollars in the aggregate throughout his career. Mr. Garlock is a member of Schenck, Price, Smith & King's Management Committee.
Regional, national and international banks, as well as credit unions, are among those Mr. Garlock has represented. Mr. Garlock also focuses on acquisition and sale of businesses and real estate, including multi-family, industrial and retail properties.
Mr. Garlock is often called upon to structure an acquisition and to utilize various governmental credit incentive programs in such transactions, including the New Jersey Economic Development Authority (NJEDA), Small Business Administration, Certified Development Companies (CDCs), and New York Industrial Development Agencies (NYIDAs).
Further, Mr. Garlock has frequently represented out-of-state entities that wish to either relocate their operations to New Jersey or invest in New Jersey.
Mr. Garlock is currently a member of the New Jersey State Bar Association and a former member of the Morris and Essex County Inn of Transactional Counsel (inaugural Counsel). He was recognized in 2008, 2009, and 2010 by New Jersey Monthly magazine as one of New Jersey’s “Rising Star, Super Lawyers” * in Banking. Prior to joining the Firm, Mr. Garlock was a staff accountant for Ernst & Young (New York, NY).
Areas of Concentration
Mortgage and acquisition loans, 504 loans, New Jersey Economic Development Authority (NJEDA) direct loans and tax-exempt bonds, construction loans, lines of credit, asset-based facilities, and loan workout and restructuring. Real estate and business acquisition and dispositions, financings and general corporate matters, including entity formations and contract reviews.
- Represented numerous banks and credit unions in closing approximately forty to fifty loans annually totaling over $250M including $15M and $9M NJEDA tax-exemption bonds, $25M line of credit to major health care organization, $10M commercial refinancing of four industrial properties, approximately six to eight SBA 504 loans per year, approximately 30 other credit facilities including mortgage and acquisition loans, construction loans, lines of credit, and asset-based facilities, ranging from $5000K-$20M.
- Represented real estate entity in $19M real estate disposition, $12M acquisition and various note and mortgage purchases relating to diverse real estate property types
- Represented numerous banks and credit unions in various loan workouts and restructurings including multi-credit facility to related borrowers and guarantors totaling over $10M
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