Insurance Coverage

For nearly 100 years, Schenck, Price, Smith & King, LLP has been serving the insurance industry, and currently represents numerous insurance companies including Farmers Insurance Company, AIG, Chubb, State Farm, Liberty Mutual, Swiss Re, The Hartford, New Jersey Manufacturers, and Travelers.

The Group provides guidance and advice to insurance companies on all aspects of insurance law including matters relating to third-party liability, first-party property, directors and officers, errors and omissions, professional liability, and excess insurance coverage.  Our lawyers frequently represent insurance companies in insurance coverage and declaratory judgment litigation, both at the trial and appellate levels, and defend insurance companies against bad faith and extra contractual claims.      

Schenck, Price, Smith & King, LLP has been named to the 2017 U.S. News & World Report and Best Lawyers "Best Law Firms" for 2017.  Our firm received a Tier 3 Ranking for its Insurance Law practice.  The U.S. News - Best Lawyers "Best Law Firms" rankings are based on a rigorous evaluation process that includes the collection of client and lawyer evaluations, peer review from leading attorneys in their field and review of additional information provided by law firms as part of the formal submission process.               

Insurance companies, insurance agents, insurance brokers, third-party administrators, and policyholders


  • Insurance coverage disputes involving construction defects, environmental liability, mass and toxic tort, employment practices, product liability, recall insurance, professional liability, directors and officers liability, commercial general liability, errors and omissions; agent and broker malpractice; umbrella and excess coverage; surety and performance bonds; and insurance fraud i.e. asbestos, fire and other first-party claims
  • Examinations under oath
  • Claims handling assistance and review
  • Litigating the applicability, interpretation, and enforceability of insurance policy terms, conditions, and exclusions 


Michael J. Marotte, Chair

  • Recognized in 2012 by New Jersey Monthly magazine as one of New Jersey’s “Super Lawyers” in Business/Corporate
  • Has tried over 25 Superior Court cases to conclusion and served as lead counsel in a federal court toxic tort lawsuit involving over 500 plaintiffs
  • AV® rated, the highest rating conferred by Martindale-Hubbell® for legal ability and professional ethics, based upon a peer review of the Bar and the Judiciary
  • Presents an annual seminar to insurance companies and third-party administrators on proper claims handling practices and insurance fraud

John M. Bowens

  • Certified by the Supreme Court of New Jersey as a Civil Trial Attorney since 1993
  • Recognized by New Jersey Monthly magazine as one of New Jersey’s “Super Lawyers” *
  • Fellow, Litigation Counsel of America, a trial lawyer honorary society composed of less than one-half of one percent of American lawyers.  Fewer than 100 lawyers in the State of New Jersey are distinguished with this honor. (2011)
  • Listed in the Best Lawyers in America® ** and again in 2012 in the field of Insurance Law 
  • Named as one of New Jersey’s Best Lawyers by Inside New Jersey, a publication of the Newark Star-Ledger (2011)

Jeffrey T. LaRosa

  • Recognized in 2008, 2009, 2010, 2011 and 2012 by New Jersey Monthly magazine as one of New Jersey’s “Super Lawyers” * 
  • Gives several presentations per year to Independent Insurance Agents & Brokers of New Jersey (IIABNJ) as part of the agents’ and brokers’ continuing education requirements and provides an overview of recent developments in defending insurance agents in E&O cases
  • Author, “Professional Malpractice: Claims Against Insurance Producers on the Rise,” New Jersey Law Journal (2008)

James A. Kassis

  • Certified by the Supreme Court of New Jersey as a Civil Trial Attorney since 2012
  • Recognized in 2009 and 2010 by New Jersey Monthly magazine as one of New Jersey’s “Rising Star, Super Lawyers” * in General Litigation
  • Member, Trial Attorneys of New Jersey (2011)

Brian R. Lehrer

  • Member, Editorial Board, New Jersey Lawyer Magazine
  • Former Chair, New Jersey State Bar Association—Insurance Law Section. Current Editor/Author of the section’s newsletter.

Sandra Calvert Nathans

  • Former Counsel, Rhode Island Department of Environmental Management (RIDEM)
  • Responsible for representing RIDEM at over 80 full evidentiary hearings before an administrative law judge
  • Actively involved in the representation of multiple companies in a complex environmental liability matter concerning the cleanup of the Newark Bay Complex (2010)

Valerie A. Vladyka

  • Recognized in 2006 by New Jersey Monthly magazine as one of New Jersey’s “Rising Star, Super Lawyers” * for Insurance Coverage

Cynthia L. Flanagan 

  •  Recognized in 2011 by New Jersey Monthly magazine as one of New Jersey’s “Rising Star, Super Lawyers” * in General Litigation
  • Co-Author, “The Basics of Insurance Fraud,” New Jersey Lawyer Magazine, 2008


    * For more information about the Super Lawyers selection process, please go to:
    No aspect of this advertising has been approved by the New Jersey Superior Court. 

     ** Copyright 2011 by Woodward/White, Inc., Aiken, SC.  Best Lawyers is the oldest and most respected peer-review publication in the legal profession.  A listing in Best Lawyers is widely regarded by both clients and legal professionals as a significant honor.  (For more information regarding Best Lawyers selection, please go to